1. Introduction
Loan Credit Network ("we", "us", "our", or "the Company") respects your privacy and is committed to protecting the personal information you share with us through our website and services. This Privacy Policy explains what information we collect, how we use it, the choices you have, and the safeguards we put in place to keep your data secure.
By using our website or engaging our services, you agree to the practices described in this policy. If you do not agree with any part of it, please discontinue use of our website and contact us with your questions.
2. Information We Collect
We collect information in several ways, depending on how you interact with us:
- Information you provide directly: your name, email address, phone number, postal address, and any details you include in contact, consultation, or newsletter forms. When you request loan or credit assistance, this may also include financial details such as income, employment, and credit information you choose to share.
- Information collected automatically: your IP address, browser type, device information, pages visited, time spent on pages, and referring website, collected through cookies and similar technologies.
- Information from partners and service providers: if you proceed with a financial product, our lending and service partners may share relevant application status information with us so we can support you through the process.
3. How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and provide the services you request;
- Process loan, credit, mortgage, tax, insurance, and investment inquiries and connect you with suitable solutions;
- Send you our newsletter, if you have subscribed, and service-related communications;
- Improve our website, services, content, and customer experience;
- Detect, prevent, and address technical issues, fraud, or misuse; and
- Comply with legal, regulatory, and audit requirements.
We do not sell your personal information to anyone.
4. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to keep the site functioning properly, remember your preferences, and understand how visitors use our pages. You can instruct your browser to refuse or delete cookies; some parts of the website may then not work as intended. We do not use cookies to collect sensitive personal information.
5. How We Share Information
We share personal information only in these limited circumstances:
- With your consent: with lending partners, insurance carriers, or service providers as needed to fulfill the service you requested;
- Service providers: trusted vendors who host our website or assist our operations, bound by confidentiality obligations;
- Legal requirements: when required by law, subpoena, or regulation, or to protect our rights, safety, or property; and
- Business transfers: in the event of a merger or acquisition, subject to this policy.
6. Data Security
We use administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These include encryption in transit, access controls, and regular security reviews. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
7. Data Retention
We retain your personal information only as long as necessary to provide our services, satisfy legal obligations, resolve disputes, and enforce agreements. When your information is no longer needed, we securely delete or anonymize it.
8. Your Privacy Rights
Depending on your state of residence, you may have rights to:
- Access the personal information we hold about you;
- Request correction of inaccurate or incomplete information;
- Request deletion of your personal information;
- Opt out of marketing communications at any time; and
- Receive information about how your data has been shared or used.
To exercise any of these rights, contact us using the details in Section 12. You can unsubscribe from our newsletter at any time using the unsubscribe page on our website or the link in any email we send.
9. Children's Privacy
Our website and services are intended for individuals aged 18 and older. We do not knowingly collect personal information from children under 13 (or under 16 where required by law). If you believe a child has provided us personal information, please contact us and we will delete it promptly.
10. Third-Party Links
Our website may contain links to third-party websites, such as lender portals or mapping services. We are not responsible for the privacy practices of those sites and encourage you to review their policies before providing any information.
11. Changes to This Privacy Policy
We may update this policy from time to time to reflect changes in our practices, technology, or legal requirements. The "Last Updated" date at the top of this page shows when the current version took effect. Continued use of our website after changes are posted constitutes acceptance of the updated policy.
12. Contact Us
You can reach us any time through the following channels:
- Address: 1901 W 3rd Ave, Corsicana, TX 75110, USA
- Phone: +1 903-872-3793
- Email: contact@loancreditnetwork.com
- Website: www.loancreditnetwork.com